Jon Gilroy Insurance Agency

Renters Insurance in Waterford, Michigan

Your landlord’s policy protects the building. Who protects everything inside it? A lot of renters in Waterford assume they’re covered under their landlord’s insurance — they’re not. Jon Gilroy Insurance Agency helps you protect your belongings, your finances, and yourself with affordable renters coverage that costs less than you’d expect. Most policies start at just a few dollars a month. We’ll find the right fit for yo

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What Renters Insurance Covers

Multi-Product
Your personal belongings (furniture, electronics, clothing)
Theft — inside your home and away from it
Fire and smoke damage
Personal liability if someone is injured in your unit
Additional living expenses if your rental becomes uninhabitable

Why Work With Our Agency

We help Waterford renters avoid being caught off guard by:

Multi-Product
Assuming the landlord's policy covers them
Not knowing theft coverage extends outside the home
Skipping liability coverage and facing out-of-pocket costs
Undervaluing their belongings when selecting coverage limit

Bundle and Save

Renters insurance is already affordable on its own — but pairing it with your auto insurance can lower both premiums even further.

It's a simple way to get more protection while spending less.

We'll show you exactly how much you'd save.

Our #1 Priority is Client Satisfaction.

Rated 5 out of 5

The team at Jon Gilroy Insurance Agency in Waterford MI are committed to finding renters the right coverage at the right price — with the personal service you won’t get from an app or a 1-800 number.

The team at Jon Gilroy Insurance made our switch to new insurance simple and quick. We’re saving over $500 a year between auto and homeowners.

Derek Bridges

Clarkston, MI

I had no idea how much more I was paying in car and homeowners insurance until Kristina found the best rate for me. The whole group there is great!

Elaine Hudson

Birmingham, MI

I love having to deal with only one knowledgeable agent for all our insurance policies. Anytime we have a question, the Gilroy Insurance team is there to answer quick.

Lila Brewer

Waterford, MI

Renters - Frequently Asked Questions

Does my landlord's insurance cover my belongings?

No. Your landlord’s policy only covers the building itself. Your personal property is your responsibility.

How much does renters insurance cost?

Most renters insurance policies are very affordable — often less than a streaming subscription per month. We’ll find the best rate for your situation.

Does it cover theft from my car?

Yes — personal property stolen from your vehicle is typically covered under your renters policy.

Is renters insurance required?

Some landlords require it as a condition of your lease. Either way, it’s worth having.

Group Products and Save Even More

At Jon Gilroy Insurance Agency in Waterford, we make it easy to bundle all your policies in one place — so you get better rates, simpler billing, and one trusted agent to call when you need help.

Complete coverage & bigger savings are only a minute away!

Get Quote Today

Our agents make getting renters insurance quick and painless. We’ll compare options, answer your questions, and have you covered faster than you think.