Jon Gilroy Insurance Agency

Life Insurance in Waterford, Michigan

The people who depend on you deserve to be protected — no matter what.

Life insurance isn’t something people like to think about. But for anyone with a family, a mortgage, or someone who counts on their income, it’s one of the most important financial decisions you can make. Jon Gilroy Insurance Agency helps Waterford families find the right life insurance policy without the confusion or the pressure.

We take the time to understand your situation and match you with coverage that actually fits.

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Our promise to you: NO SPAM! We value your privacy and do not share your personal info with any third-party companies without your permission.

What Life Insurance Protects

A life policy can cover:

  • Multi-Product
  • Income replacement for your family
  • Mortgage and debt payoff
  • Children's education costs
  • Final expenses and funeral costs
  • Business partnership protection
  • Long-term financial security for your spouse

Why Work With Our Agency

We help Waterford families avoid common missteps like:

  • Choosing term length that doesn't match your actual needs
  • Underestimating how much coverage your family would require
  • Overpaying for whole life when term is a better fit/li>
  • Leaving a spouse or dependent without adequate protection
  • Waiting too long and facing higher premiums as a result

Bundle and Save

Many of our clients carry home, auto, and life insurance all through our agency — and simplifying everything under one roof makes life easier in more ways than one.

One agent. One call. Complete coverage across the board.

We'll make sure all your policies work together and that nothing is left unprotected.

Our #1 Priority is Client Satisfaction.

Rated 5 out of 5

Life insurance conversations can feel uncomfortable — but our team at Jon Gilroy Insurance Agency in Waterford makes the process simple, honest, and pressure-free. We’re here to help you make the right decision for your family, not push you toward the most expensive one.

The team at Jon Gilroy Insurance made our switch to new insurance simple and quick. We’re saving over $500 a year between auto and homeowners.
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Derek Bridges
Clarkston, MI
I had no idea how much more I was paying in car and homeowners insurance until Kristina found the best rate for me. The whole group there is great!
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Elaine Hudson
Birmingham, MI
I love having to deal with only one knowledgeable agent for all our insurance policies. Anytime we have a question, the Gilroy Insurance team is there to answer quick.
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Lila Brewer
Waterford, MI

Life Insurance - Frequently Asked Questions

Term life covers you for a set period — typically 10, 20, or 30 years — and is usually the most affordable option. Whole life covers you permanently and builds cash value over time.
A common starting point is 10–12 times your annual income, but the right amount depends on your debts, dependents, and financial goals. We’ll walk you through it.
Yes. Premiums are based largely on age and health. The earlier you lock in a policy, the lower your rate will be.

In many cases, yes. Different carriers have different underwriting standards — we shop multiple companies to find the best option for your specific situation.

Group Products and Save Even More

At Jon Gilroy Insurance Agency in Waterford, we will help you find the best insurance rates, and the best coverage to fit your specific needs, and by a name that you know and can trust.

Auto Insurance

Keep your family safe on Michigan roads with auto coverage that goes beyond the minimum. We compare top carriers to find the right fit for every driver in your household.

Home Insurance

Your home is likely your biggest asset. We make sure it's fully protected with homeowners coverage tailored to your property, your belongings, and your budget.

Renters & Condo Insurance

Not a homeowner yet? We've got you covered there too. Affordable renters and condo policies that protect what you own and keep you protected from liability.

Complete coverage & bigger savings are only a minute away!

Get Life insurance quote today

A 10-minute conversation with one of our agents could be one of the most important things you do for your family this year. There’s no pressure — just honest guidance and straightforward answers.